Specially discounted loans for organizations whose employees or members wish to own a home either through straight purchase or construction
- Loan financing of up to 100% value of property with a repayment of up to 25 years.
- Fixed and very competitive interest from as low as 4%.
- Flexible terms in appraisal i.e. up to 75% of net pay considered.
- Insurance covers (Mortgage, domestic package, house owners) available
- Loan is assessable for straight purchase, construction, plot purchase, plot purchase and construction.
- Free mortgage advice
- Proof of income
- Property Title to be produced
- Letter from employer confirming employment status
Rates & Fees
- Negotiated Interest rates
- KCB charges: Appraisal Fee - 1% of loan amount and Ledger Fee payable per month.
- Regulatory charges: Legal Fees; Valuation fees; Stamp duty (4% of cost of property or value on the open market); Stamp duty on charge (0.1% of loan amount) and Insurance premium- Financed by KCB