Buy Plot

Loan advanced to purchase a piece of land.

Benefits

  • Loan financing of up to 85% value of property with a repayment period of up to 24 months.
  • Access to all other KCB banking products (e.g. Overdrafts, credit cards, current, savings and investment accounts)

Standard Requirements

  • Proof of income
  • Proof that you can meet the 20% financing and other related costs e.g. Stamp duty, lawyers fee, valuation report etc

Rates & Fees

  • MORTGAGE COSTS (INTERNAL) - Appraisal fees – 1.5% of the loan amount, 1% for cash backed scheme.
  • MORTGAGE COSTS (EXTERNAL) - Legal fees and Stamp duty; Valuation fees; Registration fees; Annual House owners Comprehensive Insurance- Fire and Mortgage Protection Insurance Covers and Purchaser to confirm that ground rent and council rates are paid up-to-date.


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