Buy Already Built Homes/ Home Loan

We help your realize your dream of owning your own home at competitive rates and flexible repayments from anywhere in South Sudan.

Benefits

  • Joint income from spouse, siblings & children will be considered in assessing repayment ability
  • Flexible terms for construction loans
  • Mortgage Protection Insurance (MPI) cover limit up to Kes.18M without need for medical checkup, retrenchment cover and social perils cover included
  • Flexible repayment terms when assessing ability to repay (joint, rental and alternative incomes will be considered)
  • Competitive interest rates
  • Access to all other KCB banking products (e.g. overdrafts, credit cards, current, savings and investment accounts)

Standard Requirements

  • Proof of income
  • Proof that you can meet the 20% financing and other related costs e.g. Stamp duty, lawyers fee, valuation report etc.
  • Ability to repay must be evident
  • Valuation report
  • Copy of title deed.
  • Completed application form
  • Copy of identification document being either ID or passport
  • Three recent color photographs
  • Account statement for the last 6 months
  • KCB Bank Account.
  • Sale agreement duly signed by both parties.
  • Evidence of stated own contribution
  • Certified Statements from other Banks will be requested, minimum of 6 months


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