Personal Loans

 

Benefits

Standard Requirements

Salary Advance

Open to all salaried individuals who have a KCB account. Can be employed on permanent or contractual terms.

  1. Up to 1.5 times your salary for permanent employees.
  2. Up to 100% or for contract employees.
  3. No security required.
  1. History of 6 months with KCB
  2. Employer agree to channel salary to KCB account
  3. Ability to repay

Unsecured Loan

A loan taken by an individual for which no deposit of security such as titles, log books or share certificates is required.

  1. Repayment of up to 36 months.
  2. Open to employed/self-employed individuals with a regular steady income.
  3. No security deposit required.
  1. Have an existing account with KCB for at least 3 months
  2. Salary/personal income channeled through your KCB account
  3. Copy of recent pay slip/ bank statements

Secured Loan

A loan taken by an individual for which they must deposit a form of security e.g. titles, log books or share certificates

  1. Loan amount is dependent on customers’ repayment capabilities.
  2. Repayment up to 60 months.
  1. Have an existing account with KCB for at least 3 month
  2. Salary/personal income channeled through your KCB account
  3. Copy of recent pay slip/ bank statements

Check Off Unsecured.

Opened to salaried individuals working with institutions that have reached a check off agreement with KCB.

  1. Repayment of up to 36 months
  2. No security required
  1. Completed application form
  2. Letter of undertaking by the employer on prescribed KCB form
  3. Copy of appointment letter

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